Money Fundamentals for Teens

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What is Money Fundamentals?

Money Fundamentals is a live, instructor-led, small-group course for teenagers focused on:

  • Understanding how money works and how to make money work for you
  • Building smart financial habits
  • Exploring investing options, such as high-yield savings accounts, CDs, money market, mutual, and index funds, stocks, bonds, and more
  • Encouraging an entrepreneurial mindset, and learning how to earn money by solving problems
  • Learning with and from other teenagers (not lectures)

Session format

  • 1-hour live Zoom sessions
  • Practical missions & milestones

Certificate of Completion for LinkedIn, resumes, and college applications provided.

Ages 13-19

Live instructor-led Zoom sessions

Small cohorts of 5-15 teens

Practical missions after each session

“I’ve started to think more seriously about investments, and put more money into my RothIRA.”
~ Jackson, 16yo

“It makes you more conscious of the money you’re spending, the money you’re making, taxes and stuff like that.”
~ Gretha, 13yo

“I actually went and compared different high yield savings accounts… so I opened a new account and now … that is just going to carry with me for the rest of my life.”
~ Rohin, 17yo

“I cannot emphasize enough how thrilling it is for us as parents to know that he has a place to go and learn about this.”
~ Emily, parent of 13yo

“Hearing the excitement and questions after each class has made the experience worth the investment!”
~ Parent of 14yo and 15yo

What’s Different About This?

Unlike financial education programs in traditional schools or online platforms, Money Fundamentals by Readier Today™ offers:

Focus on Life-Readiness
The program was intentionally created to fill a gap in the current education system by focusing on practical life skills rather than just academic success. The ultimate goal is to build genuine financial confidence, independence, and agency in teenagers before bad habits are formed.

Expert Instructors
Money Fundamentals is designed as a premium, live, instructor-led experience guided by highly vetted coaches who have real-world financial and business experience.

Live, Cohort-Based Format
Rather than offering a self-paced content library or relying on scattered online materials, Money Fundamentals is a live, online, cohort-based experience. It emphasizes peer-to-peer community learning, structured discussions, and practical reinforcement to make the education more social and memorable.

Action-Based Outcomes Over Memorization
We measure success through real-world actions. The course tracks tangible outcomes, such as whether a teen actually opens a checking account, makes a charitable donation, or applies for a scholarship.

Teens in our pilot cohort talk about their experience

Who This Is For / Not For?

Money Fundamentals is a great fit if your teen:

  • Is curious about money or independence
  • Wants practical skills schools don’t teach
  • Learns better through conversation and action
  • Enjoys learning with peers

Not a great fit if:

  • You’re looking for passive videos only
  • You want a “get rich quick” program
  • Your teen isn’t open to discussion or participation

Summer 2026 Term Starts June 15th

Our summer program is an accelerated 6-week course that meets twice per week via Zoom for 1 hour each session (12 sessions total). Each session has between 5 and 15 teens.

Mondays and Wednesdays @ 5pm PT (8pm ET)

  • Week 1: June 15th and 17th
  • Week 2: June 22nd and 24th
  • US Holiday Break: No sessions the week of June 28th to July 5th
  • Week 3: July 6th and 8th
  • Week 4: July 13th and 15th
  • Week 5: July 20th and 22nd
  • Week 6: July 27th and 29th
  • Readiness Review: After July 29th

Enrollment closes 1 week prior to the first session.

Enrollment is now open!

The Summer 2026 Term begins June 15th. Seats are limited by design to keep cohorts small and high-quality.

Enrollment cost is $399 for the full 12-session Readier Today™ Money Fundamentals course.

Interested, but not ready to enroll? Get future term updates

Have a question before enrolling? Ask us

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Frequently Asked Questions

The Money Fundamentals course runs for just 6 weeks and includes two live, one-hour sessions per week, all delivered online via Zoom. There’s no busywork. Just practical discussion and guided exploration.

There may be a mission assigned during some weeks. That mission, such as opening a new checking or savings account, may require parental permission or assistance.

Sessions are interactive and discussion-based, not passive screen consumption. The focus is on thinking, conversation, and real-world application, not endless videos or assignments.

Sessions are moderated by experienced and vetted adults, structured around clear expectations, and designed to foster respectful discussion. The environment is intentionally small to ensure every participant feels supported and heard.

The enrollment cost for the Summer 2026 term of the Readier Today™ Money Fundamentals course is $399. That price includes all 12 sessions and the Readiness Review.

Yes. The enrollment cost for the Summer 2026 Term includes the cost of the Readiness Review. Families do not need to pay an extra fee for that well-earned achievement.

Not in the traditional sense. The Readiness Review is designed to be developmental rather than high-pressure. Its purpose is to help teens reflect on what they have learned, communicate key ideas clearly, and demonstrate readiness to move forward.

The Readiness Review is strongly recommended for families who want a more complete milestone at the end of the course. It is designed to reinforce learning, confidence, and accountability in a supportive way.

Blue Tier recognition reflects foundational progress in money, investing, and entrepreneurship concepts. It is intended to mark meaningful completion of the first stage of the TMC™ learning journey.

Yes. Readier Today™ offers leadership opportunities for teens who are ready for added responsibility, such as the Captain role. These opportunities are designed to recognize maturity, consistency, and leadership potential while giving teens added mentorship and experience.

A Captain is a teen leadership role for students who are ready to take on added responsibility within the Readier Today™ community. Captains help support engagement, model positive participation, and continue growing through added mentorship and feedback from their Coach.

No. Teens may apply to be a Captain even if they are enrolling in a Readier Today™ course for the first time. Interested teens can indicate that interest during enrollment, complete the Captain Application, and go through a separate interview and selection process.